Steve Rush

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Four-bedroom Oakland home open Sunday

Four-bedroom Oakland home open Sunday This two-story home has two sun rooms and an updated kitchen and bathrooms. Two upstairs bedrooms offer fireplaces, and the master bedroom includes a balcony overlooking the street. Listing agent: Sharon Alva, Alain Pinel Realtors. (415) 572-8759. sha@apr.com; David Gunderman, Alain Pinel Realtors. (510) 205-4369. dgunderman@apr.com. 2133 48th Ave., $349,000 Beds: 4 Baths: 2 Square footage: 1,712 Open house: 2 to 4 p.m., Sunday

San Rafael home with large living room open Sunday

San Rafael home with large living room open Sunday Inspired by Tuscan villas, this home includes a ballroom-like living room with a 19-foot cathedral ceiling. The lot includes avocado and fruit trees, as well as a two-car garage, library and views of the bay from the roof deck off the master bedroom. Listing agent: Fletcher Irwin, Pacific Union International. (415) 341-7878. fletcherirwin@yahoo.com. 45 Alta Vista Way, $979,000 Beds: 3 Baths: 3 Square footage: 2,216 Open house: Noon to 2:45 p.m., Sunday

San Francisco home with custom kitchen open Sunday

San Francisco home with custom kitchen open Sunday Built in 1926, this home with ocean views still retains its vintage charm, and includes remodeled bathrooms and a custom kitchen. The breakfast nook opens to a sunny deck, and the home includes a two-car garage. Listing agents: Diane Onken, Zephyr Real Estate. (415) 710-9606. Diane Onken@ZephyrSF.com; Sandra Onken, Zephyr Real Estate. (415) 902-5991. SandraOnken@ ZephyrSF.com. 381 San Leandro Way, $1.549 million Beds: 4 Baths: 2.5 Square footage: 2,995 Open house: 2 to 4 p.m., Sunday

Hot Property: Traditional Tudor in central Piedmont boasts oversized bedrooms

Hot Property: Traditional Tudor in central Piedmont boasts oversized bedrooms Set on a block-long street above Highland Avenue in Piedmont is a four-level traditional Tudor with wood-framed windows, large bedrooms and a covered front porch. A generous wooden staircase, library and stylish moldings are among the period details of the vintage home. A deck off the kitchen overlooks the lawn and garden, and all four bedrooms of the home are located on the upper level. Just past the covered porch is a spacious formal living room with a fireplace on the main level. Beyond the living room is a formal dining room also boasting a fireplace, as well as the library and an updated kitchen.

Price Point: $1.615 million

Price Point: $1.615 million This corner loft is inside a former wine distribution warehouse and includes factory windows, concrete columns and high ceilings. The building includes panoramic views from its common rooftop terrace, while the unit itself boasts French industrial doors opening to a steel fire escape. The unit is constructed to be an entertainment, living and working space, and includes a walk-in closet in the master bedroom, as well as ebony hardwood floors. The property comes with two-car tandem parking. Listing agent: Rob Levy, Sotheby's International Realty. (415) 816-2882. rob@roblevy.net. 601 4th St. Unit 213 Beds: 2 Baths: 2 Square footage: 2,050

Price Point: $1.474 million

Price Point: $1.474 million This designer home includes three fireplaces and Brazilian cherry floors. The kitchen features stainless steel Viking appliances, a butler's pantry and a wet bar with built-in ice maker. A pool sits below a concrete patio in the backyard, while the master suite includes a sitting area, views of the surrounding hillsides and a two-way fireplace that can be enjoyed while in the master bathroom's jetted tub. The home is set in the Magee Ranch neighborhood on a .36-acre lot. Listing agent: Patsy Kauffman, Sotheby's International Realty. (925) 683-5725. patsy@patsykauffman.com. 12 Mapleglen Court Beds: 5 Baths: 4 Square footage: 3,846

Renovated Cow Hollow home includes theater, designer kitchen

Renovated Cow Hollow home includes theater, designer kitchen A spacious four-bedroom home in Cow Hollow has been meticulously updated with flourishes both stylish and technological. Available for $3.495 million, 3052 Octavia St. features an upscale master suite, three-car parking, an air conditioning system, and landscaped garden with a barbecue and built-in sink. Large, dual-paned windows offer energy efficiency and abundant natural light to the space, while the chef's kitchen includes designer appliances, marble countertops and two-tone cabinetry. The home's large windows enable sunlight to filter in throughout the day, while marble and stainless steel finishes play off the soft hues of the hardwood floors to create an open and warm ambience. Multiple decks, landscaped garden with barbecue and outdoor sink, three-car parking and opulent master suite.

Latest offers

Latest offers A snapshot of what lenders serving the Bay Area are offering. BankCityConventional 30-yr fixed (%)PointsBank of AmericaSan Francisco4.5000.615Provident Credit UnionBelmont4.2500San Francisco Federal Credit UnionSan Francisco4.5000Source: Sentinel Media Services, rates taken July 2, 2013

Landlord demands Social Security number

Landlord demands Social Security number When I filled out the rental application two years ago, I gave my taxpayer identification number, a copy of my paystub and a copy of my consular identification. Under California law, housing providers are not allowed in most cases to ask about or demand proof of tenants' immigration status. In your case, you gave the property owner several forms of financial documentation, so it looks like she had enough information to do a credit check and confirm your identity without a Social Security number. [...] you have already been living in the apartment for two years, so it is difficult to imagine any legitimate reason your landlord would need to obtain your Social Security number at this point in your tenancy. In a building with many Hispanic families, demanding a Social Security number or other proof of immigration status may be an indication of national origin discrimination.

30-year mortgage rate falls to 4.29 percent

30-year mortgage rate falls to 4.29 percent San Francisco Chronicle Copyright 2013 San Francisco Chronicle. All rights reserved. This material may not be published, broadcast, rewritten or redistributed. Published 2:34 pm, Friday, July 5, 2013 Mortgage rates jumped last week after the Federal Reserve signaled it could slow its monthly bond purchases later this year if the economy keeps improving. Low mortgage rates have helped fuel a housing recovery that has kept the economy growing modestly. [...] those sales could rise further in June because the number of people who signed contracts to buy homes rose last month to the highest level since December 2006. The average rate on a five-year adjustable mortgage was 3.10 percent, up slightly from 3.08 percent last week.

ARM Rates

ARM Rates IndexThis WeekLast WeekYear Ago6-month CD0.410.410.396-month T-bill0.0850.1050.1501-month Libor0.190.190.256-month Libor0.420.410.731-year TCMS0.160.130.215-year TCMS1.441.220.72IndexThis WeekLast WeekYear AgoWSJ Prime Rate3.253.253.25Federal Discount Rate0.750.750.7511th District Cost of Funds0.9510.9701.118Source: Bankrate.com, 11th district, Federal Home Loan Bank of San Francisco; latest figure is for June and changes on the last working day of every month.

Data Point

Data Point $500,333 Average price of a three-bedroom home sold in Pacifica during the last week of May.

Just Approved: Buyers knowledge of local market helps close sale

Just Approved: Buyers knowledge of local market helps close sale Buyers knowledge of local market helps close sale The buyer, an executive with a California bank, positioned herself strategically to be ready for the home purchase that was motivated by a desire to be near her new grandchild. At their direction, hers was the only offer which addressed the sudden rise in interest rates, assuring the seller she was serious, qualified and aware of the market. Dianne Crosby, senior vice president, RPM Mortgage, Inc., (925) 743-3501, dcrsoby@rpm-mtg.com.

Sound Off: How do I avoid asking too much for my home?

Sound Off: How do I avoid asking too much for my home? In a market where multiple offers have become commonplace, some sellers worry about overpricing their properties, while others think they can ask for any price and it will get overbid. The reason for this is because we have many qualified and eager buyers looking for homes but not enough sellers with property on the market to satisfy demand. [...] prices are rising because many buyers are competing for fewer properties. Just like in a buyer's market, the factors Realtors and sellers first must consider are location, size and condition of the home.

Contemporary 5-level home on Russian Hill

Contemporary 5-level home on Russian Hill The Closet Factory redesigned the walk-in closet in the master bedroom, and the master bathroom offers a tub with marble surround, shower with body sprayers and dry sauna. Arched bay windows in the living room flood the space with natural light, and the wood-burning fireplace is surrounded in marble from floor to ceiling. Don't miss: A roof terrace featuring an outdoor sound system, LED lighting, Mexican pebbles and porcelain tiles offers views of the Golden Gate Bridge, Angel Island and Alcatraz.

Re: Bank Owned and REO Properties

ASK CREIA - Mon, 07/08/2013 - 11:40
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Re: HIP mobile vs tablet

Home Inspection Pro - Mon, 07/08/2013 - 08:48
HP Slate 2

LPS to offer Clareity app store to 250,000-plus subscribers

Inman News, Barry Stone - Mon, 07/08/2013 - 07:03
Clareity Security has partnered with Lender Processing Services to offer Clareity’s online marketplace for real estate apps and services to LPS’ 200 MLS and association customers, who provide services to more than 250,000 subscribers. The Clareity Store officially launched in ...

Re: HIP mobile vs tablet

Home Inspection Pro - Sun, 07/07/2013 - 22:00
Well when you find a tablet that is 7inch and can finish the report 100% on site. Let me know what it is.. 

Re: 4-point and wind mit

Home Inspection Pro - Sun, 07/07/2013 - 19:18
Hi Steven,

The 4point template is already in HIP (though someone might be willing to share theirs with comments). You can't use a normal HIP template for Wind Mitigations as the form has to look identical to how the state wants. That's why we had to cr...
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